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We recommend starting with our "Stocks Basics" article to understand fundamental concepts, then exploring our Glossary to familiarize yourself with common terminology. Our structured learning path helps beginners build knowledge step by step.
A stock represents a fractional ownership in a company. When you buy a stock, you become a shareholder, which means you have a claim on part of the company's assets and earnings.
Stocks represent ownership (equity) in a corporation, while bonds represent a loan (debt) made by an investor to a borrower (typically corporate or governmental). Stocks generally offer higher potential returns but come with higher risk compared to bonds.
A dividend is a distribution of a portion of a company's earnings, decided by the board of directors, to a class of its shareholders. Dividends can be issued as cash payments, as shares of stock, or other property.
A "bull market" is a market condition where prices are rising or are expected to rise. A "bear market" is when prices are falling, typically by 20% or more from recent highs, often accompanied by widespread pessimism.
Diversification is a risk management strategy that mixes a wide variety of investments within a portfolio. The rationale behind this technique is that a portfolio constructed of different kinds of assets will, on average, yield higher long-term returns and lower the risk of any individual holding or security.