Terms of Service

Last Updated: February 19, 2026

1. Acceptance of Terms

By accessing and using the TimingIO website (timingio.com), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use our website.

2. Service Description

TimingIO provides free educational content about stock markets, including articles, guides, and a glossary of financial terms. This content is for educational purposes only and does not constitute investment advice, financial recommendations, or securities analysis.

3. Educational Purpose Disclaimer

All content on TimingIO is provided for educational and informational purposes only. We do not:

• Provide personalized investment advice
• Recommend specific stocks, securities, or financial products
• Offer financial planning or portfolio management services
• Make any guarantees regarding investment returns

4. User Conduct

When using our website, you agree not to:

• Use the website for any unlawful purpose
• Attempt to gain unauthorized access to any part of the website
• Transmit viruses, malware, or other harmful code
• Engage in any activity that interferes with the proper working of the website

5. Intellectual Property

All content on this website is the property of TimingIO and is protected by copyright laws. You may view and download content for personal, non-commercial educational use only. You may not reproduce, distribute, modify, or republish any content without our prior written consent.

6. User Content

By submitting content through our contact form, you grant us the right to use your feedback to improve our content. You represent that you have the right to submit such content and that it does not violate any third-party rights.

7. Links to Third-Party Sites

Our website may contain links to third-party websites. We are not responsible for the content or practices of these websites and encourage you to review their terms and privacy policies.

8. Limitation of Liability

TimingIO shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of this website or any content therein. This includes but is not limited to damages for loss of profits, goodwill, use, data, or other intangible losses.

9. No Warranties

This website is provided "as is" without any representations or warranties, express or implied. TimingIO makes no representations or warranties in relation to this website or the information and materials provided on this website.

10. Indemnification

You agree to indemnify, defend, and hold harmless TimingIO and its officers, directors, employees, and agents from any and all claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of or in any way related to your use of this website.

11. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Malaysia, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

12. Changes to Terms

We reserve the right to modify these terms at any time. Your continued use of the website following any changes indicates your acceptance of the new terms.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at: support@timingio.com